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Activate Locked Card

This document illustrates the sequence of API calls required to verify activate locked card.

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This API is required to activate a card that is locked, so the cardholder can start using it for transactions.

In standard card issuance flows:

  • Physical cards are typically created in a locked state and must be explicitly activated before first use.
  • Virtual cards can be created either in a locked state or pre-activated, depending on the product configuration.

This API provides a unified and secure mechanism to handle card activation in all cases where the card is locked, ensuring that:

Without this API, issuers would rely on manual or fragmented activation processes, leading to delays, higher operational risk, and inconsistent cardholder experience.

This flow applies to any card type or product, including both physical and virtual cards.

Activate Locked Card

Activate Locked Card

User
User
Issuer App
Issuer App
Issuer Middleware
Issuer Middleware
Network
Network
Login Get list of cards GET /cards/search Return response HTTP 200 Return response Show user list of cards Select locked card Request activation Forward request POST /cards/{id}/activate Return response HTTP 200 Return response Return response

Updated 3 months ago